How it works Track your claims at home and on the go with our convenient online portal. The Offerings may contain links to third-party websites, applications, advertisers, services, special offers or other events or activities (collectively Third-Party Services) that are not owned or controlled by SPOT. Note: Appeals may take around 30 days to be reviewed. Medical records for your pet include doctors notes, laboratory results, and other documentation regarding any of your pets visits to the veterinarian. Void where prohibited. If you cancel within this period, youll get a full refund for the premiums youve paid, provided you havent filed a claim. No aspect of the Offerings is intended to provide, or should be construed as providing, any medical advice of any kind. Based on this rating, Spot is on NerdWallet's list of the Best Pet Insurance Companies. ASPCA's pet insurance plan will . SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY OFFERINGS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD-PARTY OFFERINGS, AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.3 Third-Party Products. Many owners without pet insurance are faced with the decision to pay for expensive vet treatment and seriously damage their family budget or end their pets life. To cancel your pet insurance, you will need to contact your insurance company and request to cancel your policy. By submitting an entry to Sponsor, all Entrants acknowledge and agree that the information that they have provided will be maintained on Spot Pet Insurances server in accordance with their Privacy Policy, COMMUNICATION. . Nothing in this Section shall prevent either party from seeking injunctive or other equitable relief from the courts for matters related to intellectual property related to the Offerings. West Palm Beach, FL 33401. Cancellation requests can be submitted in the form of fax, regular mail, email, or done verbally. SPOTs trademarks may not be used in connection with any product or service that is not SPOTs, in any manner that is likely to cause confusion among consumers, or to disparage or discredit SPOT. If youre considering canceling your policy, you should be aware that there are certain risks to take into consideration. Pet Insurance Plans Find out what eligible conditions and accidents our plans cover. Surplus lines insurance sold only through licensed surplus lines producers. With accident & illness plans provided by Spot, there is no type of per incident limits or lifetime caps. You're on the Spot US website. It offers best-in-class 100% reimbursement for covered expenses with . Yes! Yes, plans provided by Spot have a 14 day waiting period for coverage. Wagmo. You may not assign or otherwise transfer these Terms or any rights or obligations hereunder. I recently got my pup, Aleister, covered with Spot Pet Insurance, which has a great partnership program through my work. If you purchase and/or use the Offerings, you agree to be bound by these Terms and Conditions (Terms). The Customer Service team will need to assist in updating your policy for your new state. Award Winning Pet Insurance Pet insurance for many more moments together From emergency treatment to preventive care, we make giving your pet a healthier life accessible and affordable for all. However, if you are thinking about canceling your policy to find a better option, you can check out our Pet Insurance Advice Blog for detailed information on the top US pet insurance providers. Average monthly premiums are based on Canadian annual premiums, using a 12-month average, for the period of 01/01/2022 through 12/31/2022 and all available . The role of the producer in any particular transaction involves one or more of these activities. By comparing personalized coverage and pricing differences we can save you a ton of money, up to 83% in some instances! There is a 14-day waiting period for coverage. Find more information on preventative care coverage here. Most plans offer a choice. Spots Platinum Preventive Care plan option reimburses up to $150 on spaying/neutering with no deductible. Base level plans provided by Spot do not cover routine teeth cleanings. Get email updates to help your pets lead happier, healthier lives. .css-1ew3ln7{-webkit-text-decoration:none;text-decoration:none;color:#3f6587;color:#212529;}.css-1ew3ln7:hover{color:#3f6587;-webkit-text-decoration:underline;text-decoration:underline;}How Pet Insurance Works. Spot Pet Insurance offers a 30-day money-back guarantee. Click the Add-A-Pet link on the home page of the Member Portal to fill in your pets information and select coverage. Is it possible to cancel my pet insurance policy at any time? All provision indicating an ongoing obligation, which include but are not limited to 1. Your own price will vary, so it's worth shopping around. 5.1 Assignment. Simply head to our online cancellation form and fill in your details. IN NO EVENT SHALL SPOT, OR THE DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS OR REPRESENTATIVES OF SPOT (THE SPOT PARTIES) BE LIABLE TO YOU OR ANY THIRD PARTY FOR DAMAGES OF ANY KIND ARISING OUT OF THE USE OF, ACCESS TO, RELIANCE ON, INABILITY TO USE OR IMPROPER USE OF THE OFFERINGS OR ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES AVAILABLE THEREON (INCLUDING, BUT NOT LIMITED TO, ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OR DAMAGES FOR LOSS OF PROFITS, GOODWILL OR REVENUE, BUSINESS INTERRUPTION, OR LOSS OF DATA), EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE. You agree that any action (not governed by Section 4.3) arising out of the Terms or your purchase and/or use of the Offerings shall be brought in state or federal court in Palm Beach County, Florida, and you consent to the jurisdiction of such courts.5.8 Contact. However, Spot accident & illness plans cover treatments for dental illnesses. NOTICE TO CONNECTICUT APPLICANTS: Concealment, fraud. Embrace Pet insurance, for instance, allows customers to cancel by phone or email, while cancelation requests to Healthy Paws Pet Insurance can be submitted in the form of fax, email, regular mail, or done verbally. Except where prohibited by law, all issues and questions concerning the constitution, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the participant and the Sponsor in connection with this Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of Ohio in the U.S., without giving effect to any choice of law or conflict of law rules (whether of the State of Ohio, or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Ohio in the U.S.10. You're reimbursed for up to 90% of eligible expenses, up to the annual maximum, for the diagnosis and treatment of your pet by a vet. To process this request, you will need to submit proof of new ownership, including the new owners full name, address, and phone number. Plans provided by Spot do not cover pre-existing conditions. Sponsor is not responsible for any costs associated with accepting or otherwise using the prize. NOTICE TO NEW JERSEY APPLICANTS:Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties. Responsibility for receipt of entry rests solely with the entrant. Furthermore, SPOT without compensation to you, is free to use, not use, edit, adapt, modify, or discontinue the use of any ideas, concepts, know-how, or techniques contained in any communication or material you transmit to SPOT, or post to the Site, for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products. (NPN # 19246385) 2023 United States Fire Insurance Company. The Privacy Policy is incorporated herein by reference.SPOT reserves the right to make changes at any time to the Offerings or these Terms. ANY VIOLATION OF THESE OFFICIAL RULES BY ANY WINNER (AT SPONSORS SOLE DISCRETION) WILL RESULT IN SUCH INDIVIDUALS DISQUALIFICATION AS A WINNER AND ALL PRIVILEGES DUE SUCH INDIVIDUAL WILL BE IMMEDIATELY TERMINATED AND AN ALTERNATE PRIZE WINNER WILL BE SELECTED. Get my price Unlimited coverage Hassle-free claims Award-winning pet insurance that pet parents love Get Covered Today Why ManyPets pet insurance? Spot has no one-time fees and a $2 transaction fee for every payment (waived if you pay annually). For questions, please email us at. Login to the member portal with your credentials and access your personalized pet insurance portal only on Spot Pet Insurance Member Portal page. Email requests may go to help@gohealthypaws.com. Is There a Waiting Period for Pet Insurance? NOTICE TO NEW MEXICO APPLICANTS:Any person who knowingly presents a false or fraudulent claim for payment for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to civil fines and criminal penalties. Please consult a qualified veterinarian or other medical professional regarding any medical concerns or issues.3.2 No Legal Advice Provided. Pet health insurance policies are primarily designed to cover accidents and illnesses. Many insurers offer what's known as a cooling-off period, often for a period of 14 to 30 days. How long does spot take to process claims? " in 3 reviews " Fast claim payment, great price and peace of mind!!! Routine wellness exams are not covered by base level plans provided by Spot, and they are only covered under Spots Preventive Care plans, which you can add on to your base level plans for a little extra cost. Unit 603, Miami, FL 33131 by January 9, 2023 to be counted. Spot earned 4.5 stars out of 5 for overall performance. ENTRY PERIOD. Spot performed better in coverage and eligibility, while ManyPets performed better when it came to costs. No refund. You should not disregard medical advice as a result of any content on the Site, or otherwise consider any content on the Offerings to be a substitute for professional legal advice. Find more information on preventative care coverage here. Penalties may include imprisonment, fines, or denial of insurance benefits. How do I cancel my petplan account? For additional information, please call to speak with a licensed insurance agent at 1.800.905.1595. You may not use, copy, modify or display any of the trademarks, service marks, names or logos appearing on the Site without the express written permission of the trademark owner.Nothing in these Terms shall be deemed to grant to you or any other user any license or right in or to any copyright, trademark, trade secret or other proprietary right of SPOT or its licensors.1.2 Your Information. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY OFFERINGS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD-PARTY OFFERINGS, AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.3 Third-Party Products. Has a 30-day money-back guarantee Covers vet visits and exam fees Plans with the unlimited coverage option are significantly more expensive than plans without this option Has a long 14-day waiting period for accidents Doesn't have weekend customer service availability Rating: Most Customizable Plans 4.4/5 Compare Plans Food geek. Spot Pet Insurance's rates are generally pretty affordable. As a result, SPOT may be considered to have an incentive to place your insurance coverages with a particular insurance company. You can file a claim online or on the Spot insurance app by clicking the claims icon and uploading a. How much is Spot pet. Required fields are marked *. Plans are produced and sold by: Spot Pet Insurance Services, LLC. The options for policyholders include accident-only and accident-and-illness plans, wellness . More information is available at checkout. Dont forget to take a picture of your invoice and upload it to complete the claim submission. Any communication or material you transmit to SPOT, or post to the Site, by electronic mail or otherwise, including any data, questions, comments, suggestions, stories, homepages, or the like is, and will be treated as, non-confidential and non-proprietary. This is the amount you pay for pet insurance.FETCH A FREE QUOTE to see your premium today. Sponsor is not responsible for any problems or technical malfunction of any telephone network or lines; computer online systems, servers, or providers; computer equipment; software; or failure of e-mail or entry on account of technical problems or traffic congestion on the Internet or at any Web site or combination thereof, including injury or damage to participants or to any persons computer related to or resulting from participating in this Sweepstakes, downloading materials from Sponsors Web site. 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