Type of membership: Member, Halifax plc The handbook for England & Wales also includes a part 3 which sets out standard instructions to be used where a conveyancer is representing the lender but not the borrower. Type of membership: Member, Direct Line Financial Services Ltd We engage with policymakers across the UK and EU. Type of membership: Member, Chesham Building Society Head office: Sir William Atkins House, Ashley Avenue, Epsom, Surrey, KT18 5AS, DX 30718 EPSOM Type of membership: Member, Swansea Building Society Direct lenders (banks and mortgage companies): Financial institutions that originate, process, and fund the loans themselves. They are normally for a period of 10 -12 years after completion and there are a range of warranty covers to suit all types of projects. Type of membership: Associate, Shepherd Direct Head office: 111 St Jamess Road, Croydon, Surrey, CR0 2UW Type of membership: Associate, John Collins & Partners LLP Head office: Britannia House, Cheadle Road, Leek, Staffordshire, ST13 5RG, DX 16351 LEEK Type of membership: Member, C L Mortgages Limited As a homeowner, you should note that newly-built houses may easily experience . We work with members to support the UK as a global leader in financial services. Type of membership: Member, Newbury Building Society The latter is often referred to as a Professional Consultants Certificate (PCC).Whilst there are a number of warranty providers it is the NHBC Buildmark warranty that is the most universally adopted and which applies to around 80% of new build properties in the UK.Building Warranty Providers. Type of membership: Member, Monmouthshire Building Society Carrington: Best for borrowers with weaker credit. Head office: 55 Colmore Road, Birmingham, B3 2AS, DX 13036 BIRMINGHAM 1 Best for no fees: Ally Bank. Head office: Permanent Building, Regent Street, Barnsley, South Yorkshire, S70 2EH Type of membership: Member, Catalyst Securities Limited Head office: 4 Thorpe Way, Grove Park, Enderby, Leicester, LE19 1SU Head office: The Bailey, Skipton, North Yorkshire, BD23 1DN Head office: Pacific House, Relay Point, Tamworth, Staffordshire, B77 5PA If you think you may have been a victim of a scam please contact your bank immediately and report it to Head office: Dudley House, Stone Street, Dudley, West Midlands, DY1 1NP, DX 12745 DUDLEY-1 Confirmation from the 'scheme provider' that the . . Head office: Market House, Market Square, Stony Stratford, Milton Keynes, MK11 1BE, DX 56907 STONY STRATFORD For these reasons, NHBC has submitted that rule 8 and its definition of "other home warranty schemes" have now become obsolete. Type of membership: Member, Scarborough Building Society An architect must be registered with the Architects Registration Board, even if also a member of another institution, for example the Royal Institute of British Architects (RIBA); or, fellow or member of the Institution of Civil Engineers (FICE or MICE)., For more information on warranties, or to consider your own position in relation to any of these issues, please do not hesitate to contact, Lifetime ISA but specifically with regard to buying property, Boundary Agreements and Determined Boundaries, Guide to Leicester Solicitor City Centre Estate Agents. Head office: 13 Cleveland Row, London, SW1A 1DH This is because most of the major banks and building societies will only accept warranty providers who have met this requirement. AmeriSave: Best for overall affordability. Head office: Oakfield House, 35 Perrymount Road, Haywards Heath, West Sussex, RH16 3BX, DX 300623 HAYWARDS HEATH Type of membership: Member, Catholic Building Society Lenders. Registered in England at 11 Milbanke Court, Milbanke Way, Bracknell, Berkshire, RG12 1RP. Head office: Prospect House, PO Box 6, Scarborough, North Yorkshire, YO12 6EQ, DX 61820 SCARBOROUGH The outstanding value of all residential mortgage loans was 1,584.1 billion at the end of 2021 Q2, 4.6% higher than a year earlier (Table A). Below, we list which Lenders currently approve The Q Policy. Underwritten by industry-leading rated insurers, Advantage is a CTSI code sponsor, having completed the rigorous CTSI Consumer Codes Approval Scheme process. Head office: Caledonia House, Carnegie Avenue, Dunfermline, Fife, KY11 8PJ You can take a look for free and see how Criteria Brain can help you become a better advisor, Premier Guarantee (New Homes, Self-Build and Completed Housing), BLP (Building Life Plans) residential housing warranty insurance (BLP Secure and Secure Plus), BOPAS (Build offsite Property Assurance Scheme), LABC Warranty (New Homes, Self-Build, Completed Housing), Build Zone 10 year warranty (New Home, Self- Build, Completed Housing), Global Home Warranties 10 year Structural Defect Insurance, Q Assure Build (Q Policy for Residential and Bespoke Properties), The Royal Institution of Chartered Surveyors (FRICS, MRICS) Building Surveyors only, The Institute of Structural Engineers (FIStructE, MIStructE), The Chartered Institute of Building (FCIOB, MCIOB), The Association of Building Engineers (FB Eng, MB Eng), The Chartered Institute of Civil Engineers (FICE, MICE), Architect Registered with the Architects Registration Board (ARB). Type of membership: Associate, Legal Marketing Services Limited Kent, 1.1: Same as Part 1 in the UK Finance Mortgage Lenders' Handbook for Conveyancers. Head office: Duffield Hall, Duffield, Derbyshire, DE56 1AG Best for lower credit scores: Rocket Mortgage. Head office: 3rd Floor, 5-10 Bury Street, London, EC3A 5AT Protek Group Limited, Head office: Arndale House, Charles Street, Bradford, BD1 1UN, DX 712510 BRADFORD 10 Type of membership: Associate, Hay & Kilner Head office: 25 Basinghall Street, London, EC2V 5HA A warranty scheme acts as insurance covering named defects to the property. Fast and secure cover with a BUILD WARRANTY Professional Consultants Certificate (PCC) with the option of 6 or 10 yr cover available Service and efficiency is our forte ensuring we provide the best technical advice and low prices guaranteed. If, however, the mortgage lender subsidizes the costs of continuing legal education credits, this activity may be seen as defraying costs the agent would otherwise incur, and may be characterized as an unallowable referral fee. Head office: 8 Hill Street, Berkeley Square, London, W1J 5NG Head office: 42 St Andrew Square, Edinburgh, EH2 2YE Reviewed By. Type of membership: Member, HSBC Bank plc Type of membership: Member, Scottish Widows Bank plc Criteria Brain members can access the answers to this criteria and many more. Head office: Sentinel House, Lingfield Way, Darlington, Co Durham, DL1 4PR, DX 712851 DARLINGTON-6 For more property-related statistics, download the PDF below. Type of membership: Associate, Hammonds Direct Type of membership: Member, Heritable Bank Ltd Type of membership: Associate, Checkmate Mortgages Limited Type of membership: Associate, Tiger Global Management, LLC Type of membership: Associate, BPE Homemove LLP Head office: Davidson House, 2 Forbury Square, Reading, RG1 3EU PNC Bank: Best for . Head office: 11 Cradock Street, Swansea, West Glamorgan, SA1 3EW, DX 39595 SWANSEA Type of membership: Member, London Mortgage Company Head office: John Frost Square, Newport, South Wales, NP20 1PX, DX 33240 NEWPORT (GWENT) If you have a query about a lender that is not listed here please contact us. Rachel Witkowski. Our members undertake an estimated 97 per cent of the UKs residential mortgage lending. Weve got a jam, Great work from our Customer Service team. The CML has been a great source of information about the changing state of the UK mortgage industry, an area of the economy which has come under great pressure as the 2007/08 credit crunch starts to hit home. Type of membership: Member, Ulster Bank Ltd Type of membership: Associate, Barlow Robbins LLP See ourSummary of amendmentsforprevious versions of the part 1. Let's build better! Simplicity is our core marketing principle. Type of membership: Member, The Co-operative Bank plc Type of membership: Associate, Countrywide plc Type of membership: Member, Market Harborough Building Society Type of membership: Member, Mortgage Trust plc Type of membership: Member, West Bromwich Building Society For more information on warranties, or to consider your own position in relation to any of these issues, please do not hesitate to contact Campions Solicitors. Head office: Wellington Mills, 70 Plover Road, Huddersfield, HD3 3HR Head office: PO Box 89, Principality Buildings, Queen Street, Cardiff, CF10 1UA Head office: Oakfield House, PO Box 600, Binley Business Park, Coventry, CV3 9YR 231905. Type of membership: Member, Norwich Union Equity Release It is the gift that keeps giving taking security over shares in Scottish companies. Type of membership: Associate, AIG UK Limited Head office: Welland House, The Square, Market Harborough, Leicestershire, LE16 7PD, DX 27312 MARKET HARBOROUGH Head office: 35 Portman Square, London, W1H 6LR Type of membership: Member, Teachers Building Society This can come in the form of a 10 Year Structural Warranty, our certificates are valid and transferable for a period of 10 years and as there is no premium element. Head office: 30 Church Street, Epsom, Surrey, KT17 4NL, DX 30729 EPSOM Apply online for a quote. Type of membership: Associate, UBS Limited Technology providers and capabilities are critical to reduce the length of the end-to-end mortgage process and to improve the overall customer experience. The CML has provided a list of which schemes are accepted by each lender here. LABC Warranty has a long list of mortgage lenders who have confirmed that the LABC Warranty New Home Warranty is acceptable to them. Type of membership: Member, Alliance & Leicester plc The warranty is provided either by a warranty scheme or a Council of Mortgage Lenders (CML) Professional Consultants Certificate. Head office: Venture Court, Waterside Business Park, Valley Way, Swansea, SA6 8QP, DX 82804 SWANSEA 2 Head office: 5-7 Abbey Court, Eagle Way, Sowton, Exeter, Devon, EX2 7HY, DX 135607 EXETER 16 At times, the lender and buyer might not accept the insurance. Type of membership: Associate, Excel Insurance Solutions Do you know where to find the best deals? Head office: PO Box 12757, 67 Morrison Street, Edinburgh, EH3 8YJ Type of membership: Member, Affirmative Finance Limited Type of membership: Member, Cumberland Building Society We provide comprehensive lender data and statistics to help policymakers understand key trends and the impact of legal and regulatory change. This can be accessed on-line viahttps://lendershandbook.ukfinance.org.uk/lenders-handbook/. However, most buildings are covered by this warranty as it is required by lenders. Find out more; What We Do. The handbook was formerly produced by the Council of Mortgage Lenders (CML), and known as the CML Handbook or CML Lenders' Handbook. Type of membership: Member, West Bromwich Mortgage Company Limited By contract, when a consultant provides a CML Certificate they confirm that they have supervised the building of the property and that it has been built to a satisfactory quality. Type of membership: Member, Cheltenham & Gloucester plc Head office: 15 Queen Square, Bath, BA1 2HN Head office: Vertex House, Greencourts Business Park, 333 Styal Road, Manchester, M22 5TX Type of membership: Member, Dunfermline Building Society Head office: Warwick House, 737 Warwick Road, Solihull, B91 3DG, DX 14038 SOLIHULL 2 Insurance brokers and Intermediaries | Working with Protek, Product Governance Reviews | Fair Value Assessments, Bank Of Scotland See Lloyds Banking Group, Birmingham Midshires See Lloyds Banking Group, Chorley and District Building Society Accept most standard warranties, Cumberland Building Society Will consider on an individual case by case basis please refer to Customer Service Department, Mortgage Underwriting, Dudley Building Society Individual acceptance, Kent Reliance Building Society Individual Acceptance. Head office: Atlantic House, Holborn Viaduct, London, EC1A 2FG Type of membership: Member, Stroud & Swindon Building Society The Council of Mortgage Lenders (CML) is the UK association which speaks on behalf of the UK mortgage industry. Key findings. This enables us to offer a new level of customer protection . UK Finance Limited (trading as UK Finance) 2020. Head office: Duffield Hall, Duffield, Derbyshire, DE56 1AG This year, while we can safely see our families and friends, the holiday period brings other worries driven by increases in the cost of living, energy and what the winter might bring. The Council of Mortgage Lenders (CML) has introduced changes which will affect new homes where contracts are exchanged after 1 April 2003. If you have any queries relating to lender approval, please call us on0800 183 1755. Without an approved warranty in place, mortgage lenders may not release funds . Head office: Jarman House, Mathisen Way, Poyle Road, Colnbrook, Berkshire, SL3 0HF Type of membership: Associate, London General Insurance Type of membership: Associate, Genworth Financial Head office: One Canada Square, London, E14 5AG Our independent professional monitoring team work for you and have no conflict of interest in your project. Type of membership: Member, Stafford Railway Building Society Head office: Radcliffe House, Blenheim Court, Warwick Road, Solihull, West Midlands, B91 2AA All rights reserved. Head office: PO Box 232, 51 Newmarket Road, Cambridge, CB5 8FF, DX 133158 CAMBRIDGE 8 Mortgage lenders have expressed concerns about the levels of knowledge among mortgage advisers about the later life lending market. By downloading this document, you understand and agree that any sharing, distribution or republishing of the content, without prior written authorisation from the author or content managers at UK Finance, shall be constituted as a breach of the UK Finance website terms of use. Type of membership: Associate, Wragge & Co Head office: Citigroup Centre, Canada Square, London, E14 5LB Goto the Blog. Type of membership: Member, CHL Mortgages @ProtekWarranty rang of retrospective warranty is becoming increasingly popular with people who already have an arc https://t.co/XlFcDfEt4g, RT @Frame_Tech: Todays the day! Between..9:00 to 10:0010:00 to 11:0011:00 to 12:0014:00 to 15:0015:00 to 16:0016:00 to 17:00, Area of LawConveyancingPropertyWills & ProbateDivorceFinancialFamily LawOther, Contracted with the Legal Aid Agency. Head office: First Floor, 6 Broadgate, London, EC2M 2QS Type of membership: Member, Bath Investment & Building Society Type of membership: Member, Barnsley Building Society 7 Best Home Warranty Companies [2023] 7 Best Home Security Systems [2023] More Reviews; . Head office: edeus house, 1 Trinity Court, Broadlands, Wolverhampton, WV10 6UH Head office: 3 Goldcroft, Yeovil, Somerset, BA21 4DQ, DX 100503 YEOVIL Type of membership: Associate, PricewaterhouseCoopers This causes a variety of unwelcome issues. CMLC are specialist providers of 10 Year Structural Warranties and we can also offer a range of other services such as Valuations and Bank Monitoring. Type of membership: Associate, Addleshaw Goddard This site makes use of cookies. Head office: Crown House, Crown Street, Ipswich, Suffolk, IP1 3HS Or email us at gcho@gustancho.com. Type of membership: Member, GE Money Home Lending Ltd Head office: High Street, Chalfont St Giles, Buckinghamshire, HP8 4QB, DX 31951 CHALFONT ST PETER The value of gross mortgage advances in 2022 Q3 was 85.9 billion, which was 8.0 billion greater than the previous quarter, and 17.0% higher than in 2021 Q3. Q is an Appointed Representative of Steve Wassell Insurance Management Ltd which is authorised and regulated by the Financial Conduct Authority - Reg. Head office: 20 Merrion Way, Leeds, LS2 8NZ Head office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AD Head office: 250 St Vincent Street, Glasgow, G2 5SH Head office: Citigroup Centre, Canada Square, London, E14 5LB Head office: One Globeside, Fieldhouse Lane, Marlow, Buckinghamshire, SL7 1HZ Type of membership: Member, Bristol & West plc Head office: 43 Church Street, Reigate, Surrey, RH2 0AE, DX 54107 REIGATE-2 Head office: Citigroup Centre, Canada Square, London, E14 5LB We also represent those who lend commercially to social housing. Building better together. The New Jersey Housing and Mortgage Finance Agency provides a variety of programs to assist prospective homebuyers and homeowners. Type of membership: Member, Manchester Building Society Type of membership: Associate, Salans Head office: 7 Strutton Ground, Westminster, London, SW1P 2HY We would like to show you a description here but the site won't allow us. Type of membership: Member, Scottish Building Society We are aware of a potential scam involving people being offered loans for an upfront fee by an individual posing as a representative of UK Finance. Type of membership: Associate, Unisys Ltd Head office: LMS House, Lloyd Drive, Cheshire Oaks Business Park, Cheshire, CH65 9HQ, DX728580 ELSMERE PORT Just email us your plans or planning reference number! Steve Wassell Insurance Management Limited FCA Reg. Forbes Advisor Staff, Forbes Advisor Staff. Type of membership: Member, Morgan Stanley Bank International Limited A Structural Warranty is an insurance policy designed to protect funders a nd homeowners from latent structural defects that may occur following the practical completion of a build. This can come in the form of a 10 Year Structural Warranty, our certificates are valid and transferable for a period of 10 years and as there is no premium element. Campions Solicitors Fixed Fees for Legal Work. We also support the home buying process through the UK Finance Handbook and our work with governments and representatives from the legal communities. Head office: Peterborough Business Park , Lynch Wood, Peterborough, PE2 6WZ, DX 29181 LYNCHWOOD Type of membership: Associate, Callcredit plc Head office: 3rd Floor, Austin House, St Crispins Road, Norwich, NR3 1PX 19. Type of membership: Associate, TLT Solicitors If you do find your lender is not listed below, please contact us and we will assist you. The UK Finance lenders' handbook provides comprehensive instructions for conveyancers acting on behalf of lenders in residential conveyancing transactions. Part 3 should be read in conjunction with parts 1 and 2. Type of membership: Member, Newcastle Building Society Head office: 30 Church Street, Epsom, Surrey, KT17 4NL As a general rule, warranty schemes are preferable as there is no need to prove fault on the part of the warranty provider, as is the case with a CML Certificate. Our members undertake an estimated 97 per cent of the UK's residential mortgage lending. New build warranties can affect your mortgage application. Type of membership: Member, First Direct Bank Head office: Grafton Court, Snowdon Drive, Milton Keynes, MK6 1AJ Type of membership: Associate, Navigant Consulting Type of membership: Member, Future Mortgages Ltd Head office: Endeavour House, 1 Lyonsdown Road, New Barnet, Hertfordshire, EN5 1HU, DX 47708 NEW BARNET Mortgage Lenders will only lend on a property if it is covered by an approved warranty policy or a Council of Mortgage Lenders (CML) Professional Consultants Certificate (PCC). Type of membership: Member, Standard Life Bank Ltd TN8 6HF. Head office: Ambassador House, Paradise Road, Richmond upon Thames, Surrey, TW9 1SQ Head office: 9 Spring Street, London, W2 3RA . Type of membership: Associate, Shoosmiths Solicitors Head office: Unit 2 Guild House, 221 Kincraig Road, Blackpool, FY2 0PJ Type of membership: Member, Chelsea Mortgage Services Head office: Dundas House, 20 Brandon Street, Edinburgh, EH3 5PP Best for flexible loan options: PNC Bank . As such, they can help you ensure that your project is being built to the highest standard and you can rely on them to provide helpful, objective inspections of your development. Type of membership: Member, Bank of Ireland Home Mortgages Ltd Type of membership: Member, E-Mex Home Funding Ltd Though warranties are a standard requirement when obtaining a mortgage over a new build property, they should not be relied upon. Bank of Ireland as Bank of Ireland Mortgages, Paragon Residential Owner-Occupied Mortgages, Precise Mortgages (Charter Court Financial Services Ltd). Protek Group Limited FCA Reg. Please note that this list is frequently updated as One Guarantee are continuously being approved by new lenders. Type of membership: Member, Partnership Home Loans Limited Further confirmation of Lender approval of LABC Warranty for is available under section 6.7 of the CML Lender's Handbook. Head office: CityPoint, Temple Gate, Bristol, BS1 6PL Head office: 3rd Floor Surrey House, 34 Eden Street, Kingston Upon Thames, Surrey, KT1 1ER Half of all first-time buyers in the UK, and over a quarter of home movers who took out a mortgage in the third quarter of this year opted for a term of more than 30 years, according to UK Finances latest Household Finance Review produced in collaboration with Accenture. Type of membership: Associate, Irwin Mitchell Head office: 1 Park Lane, Leeds, LS3 1EP Head office: Plaza West, Bridge Street, Reading, Berkshire, RG1 2LZ, DX 4029 READING-1 . Head office: Accounts department, Gainsborough House, Houghton Hall Park, Houghton Regis, LU5 5XF Type of membership: Associate, MetLife The warranty/guarantee provided of the installation and insulation. Our Professional Indemnity covers single unit values up to 3 million which is significantly higher than many Architects Certificates which sometimes only provide cover up . Type of membership: Associate, Hamlins LLP Type of membership: Member, Earl Shilton Building Society Updated: Feb 23, 2023, 3:50am. Type of membership: Associate, Experian Ltd Type of membership: Member, Ipswich Building Society Type of membership: Member, Chelsea Building Society Type of membership: Associate, LSL Property Services plc Head office: Bankcentre Britain, Belmont Road, Uxbridge, Middlesex, UB8 1SA, DX 45104 UXBRIDGE You can check which warranty providers are approved by lenders on the UK Finance website. Head office: Ten Trinity Square, London, EC3P 3AX Company number 10250295. Type of membership: Associate, Ernst & Young LLP In some cases this may mean working with .. Head office: 36 Sutton Court Road, Sutton, Surrey, SM1 4TE UK Finance has today published its mortgage market forecast for 2023 2024, anticipating a softening in the mortgage market next year that marks a return to pre-pandemic norms. Head office: 56 Stirling Street, Airdrie, ML6 0AW Type of membership: Member, Norwich & Peterborough Building Society Type of membership: Member, Barclays Type of membership: Associate, All In Property Services Limited It is a requirement of most lenders in the UK to have a structural warranty on all new build properties, converted properties, or residential properties less than 10 years old. A building warranty, also known as a structural warranty or latent defects insurance, protects against damage caused by defects in the design, workmanship, materials, or components in new buildings or converted properties. Head office: Westgate Chambers, 3 High Street, Chipping Sodbury, Gloucestershire, BS37 6BA, DX 56804 CHIPPING SODBURY The New Jersey Housing and Mortgage Finance Agency (NJHMFA) is dedicated to increasing the availability of and accessibility to safe, decent and affordable housing to families in New Jersey. Approved Warehouse Line Providers . Type of membership: Member, Birmingham Midshires LABC Warranty has a long list of mortgage lenders who have confirmed that the LABC Warranty New Home Warranty is acceptable to them. Head office: Bridge House, Queens Park Road, Handbridge, Chester, CH4 7AD Type of membership: Member, Prudential Lifetime Mortgages Without a system like this, the advisors research phase can often take many hours and for complex cases, days, which results in frustrating delays to customers. The following lenders have confirmed acceptance of the Protek Warranty. Head office: 19 St Petersgate, Stockport, Cheshire, SK1 1HF, DX 19652 STOCKPORT While they are not a legal requirement for sellers, mortgage lenders require a building to pass an EWS1 fire safety inspection before they will lend to new buyers. Head office: Arundel House, 1 Liverpool Gardens, Worthing, BN11 1SL Head office: 1 Filey Street, Bradford, BD1 5AT Type of membership: Associate, Hometrack Data Systems Ltd Head office: 2nd Floor, 20 St Mary at Hill, London, EC3R 8EE, DX 104 LONDON CHANCERY LANE the assessment of individual mortgage lenders of whether a warranty scheme is acceptable to them. Type of membership: Member, Nottingham Building Society Head office: Thirlestaine Hall, Thirlestaine Road, Cheltenham, Gloucestershire, GL53 7AL, DX 32850 CHELTENHAM-2 Our structural warranties are widely recognised by UK Mortgage Lenders, as listed in the UK Finance/Council of Mortgage Lenders handbook. UK Mortgage Lender Approval. This is intended to protect your investment, and the mortgage lender's security, in the event that the builders have become insolvent or ceased to exist. Leaseholders and prospective buyers will now have more clarity on purchasing homes with building safety issues following a key update from mortgage lenders and the Royal Institution of Chartered Surveyors (RICS). Head office: Key House, Foxhole Road, Chorley, Lancashire, PR7 1NZ, DX 18419 CHORLEY-1 Type of membership: Member, Stonehaven UK Ltd written and contributed by Gateway Surveyors Mortgage lenders will only accept newly built or newly converted property if it is provided with an approved new build warranty or it is built (or newly converted) under the supervision of a suitably qualified professional (with appropriate professional . Always lovely to receive a note of #thanks from a valued customer. https://t.co/NTfJlsZC4u, Structural warranty news and events from Protek Warranty https://t.co/0iEROmWSt5, RT @MiddletonSimon: Team Protek successfully finished the Hever Commando Series event which raises money for The Royal Marines charity. The industry welcomes the Financial Conduct Authoritys (FCA) guidance for firms supporting their existing mortgage borrowers impacted by the rising cost of living (the Draft Additional Guidance). Head office: 2nd floor, Tower Bridge House, St Katharines Way, London, E1W 1DD Best Mortgage Lenders Of February 2023. Finder.com Comparison UK Limited (company number: 10482489) is authorised and regulated by the Financial Conduct Authority (firm reference number: 786446). Type of membership: Associate, Sprecher Grier Halberstam LLP Type of membership: Member, Preferred Mortgages Ltd You can also see which Lenders currently list Q as an Approved Scheme here: https://lendershandbook.ukfinance.org.uk/lenders-handbook/. The CMA will consider whether this is the case in the review. The UK government does not require homeowners to take out new build 10 year warranties on their new buildings. At PMJ Risk Solutions we have excellent relationships with many of the UK's top Warranty providers and you can be sure we will find the best product for you, with a quality and secure market. Care Orders, Interim Care Orders and Care Proceedings. If there is a defect with the property then you can bring a claim for compensation on grounds that the consultants certification of the property was negligence the consultant must have professional indemnity insurance from which they can draw upon in the event of a defect. We are listed in the UK Finance (Old CML) Handbook and the Building Societies Association Mortgage Instructions, which describe each lenders specific requirements. You can also see which Lenders currently list Q as an Approved Scheme here: https://lendershandbook.ukfinance.org.uk/lenders-handbook/. Type of membership: Member, Astra Mortgages Authorised and Regulated by the, There are lots of different warranty schemes in existence and each mortgage lender will have their own standards of which schemes are acceptable. 6 Year Professional Consultants Certificate (PCC) Once known as an Architect's Certificate, or a CML Certificate (Council of Mortgage Lenders), the current industry standard for newly built or converted properties is a UK Finance Professional Consultants Certificate (PCC). It means lenders will not release the mortgage funds until your solicitor has received confirmation from the builder that the property has passed a pre-handover inspection by NHBC or another warranty provider. 2) Lower, LLC Brianne Nichole Kesner NMLS# 1373401. Head office: Executive Agency, Meadowbank House, 153 London Road, Edinburgh, EH8 7AU Company number 10250295. Head office: Millennium Bridge House, 2 Lambeth Hill, London, EC4V 4AJ This certificate used to be known as an 'Architects Certificate' and is not an insurance policy or structural warranty ; however, it is possible to start with this low cost option . Head office: Eastern Gate, Brants Bridge, Bracknell, Berkshire, RG12 9BZ, DX 33624 BRACKNELL There are lots of different warranty schemes in existence and each mortgage lender will have their own standards of which schemes are acceptable. We're passionate about helping our Developers & Builders to get it right-first-time and provide real support and assistance - so when you work with Q, you can get a whole lot more than a simple warranty. Type of membership: Associate, Willis Limited Head office: Bakers Court, Bakers Road, Uxbridge, Middlesex, UB8 1RG Warranty is acceptable to them from a valued customer Codes Approval Scheme process should be in. ) 2020: Ally Bank lenders of February 2023 registered in England at 11 Milbanke Court council of mortgage lenders approved warranty providers Milbanke,. Agency provides a variety of programs to assist prospective homebuyers and homeowners queries... A list of Mortgage lenders who have confirmed acceptance of the Protek Warranty work from customer. # 1373401 has provided a list of Mortgage lenders of February 2023 and 2 approved Scheme here::. 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